Pakistan Tools

Zakat Calculator

Estimate 2.5% Zakat on cash, gold, silver, investments and business assets after liabilities.

Zakatable assets and liabilities

Cash

Bank savings

Gold (value)

Silver (value)

Investments

Business assets

Eligible liabilitiesDue debts that may be deducted

Gold price per gram (optional)Used only to compare with 87.48g nisab

Silver price per gram (optional)Used only to compare with 612.36g nisab

Results

Total zakatable assets

Rs 900,000

Eligible deductions

Rs 50,000

Net zakatable amount

Rs 850,000

Estimated Zakat

Rs 21,250

Rate applied

2.5%

Formula: (cash + bank + gold + silver + investments + business − liabilities) × 2.5%. Gold and silver prices are never assumed. Ask a scholar if your situation is complex.

About this tool

Zakat on most cash-like wealth is 2.5% (1/40) of net zakatable assets once nisab is met. This calculator totals the asset classes you enter, subtracts eligible liabilities, then applies 2.5%. It does not invent gold or silver prices.

How to use

Enter cash, savings, gold, silver, investments and business assets.
Enter debts that are eligible to deduct.
Optionally enter current gold and silver prices per gram to compare with the 87.48g gold or 612.36g silver nisab.
Read net zakatable amount and estimated Zakat.

Formula and methodology

Net zakatable = cash + bank + gold + silver + investments + business assets − eligible liabilities. Estimated Zakat = net × 0.025. Gold nisab value = 87.48 × price per gram. Silver nisab value = 612.36 × price per gram. Those gram figures are the commonly cited nisab weights; a scholar may advise which nisab to use.

Worked example

Assets of 900,000 minus 50,000 liabilities = 850,000 net. Zakat = 850,000 × 2.5% = 21,250.

Frequently asked questions

Do I pay Zakat if I am below nisab?+

Classical rules require wealth at or above nisab for a lunar year. This tool still shows 2.5% of net assets and, if you provide metal prices, whether that net meets gold or silver nisab.

Should jewellery be included?+

Schools of thought differ. Enter the value your advisor considers zakatable.